--- title: How do I fund my investment from a bank outside the US? description: If your money is in a bank account outside the US, you can send it through Wise or by international wire. Here is what to enter for each and what to do if a transfer stalls. --- [Skip to content](https://help.sydecar.io/how-do-i-fund-my-investment-from-a-bank-outside-the-us#main-content) [![Sydecar\_Logo](https://help.sydecar.io/hubfs/Sydecar_Logo.svg)](https://help.sydecar.io/?hsLang=en) Open main navigation Close main navigation - [Go to Sydecar Homepage](https://sydecar.io/) [Go to Sydecar Homepage](https://sydecar.io/) Hey there! How can we help you? - There are no suggestions because the search field is empty. 1. [Help Center](https://help.sydecar.io/?hsLang=en) 2. [Investors](https://help.sydecar.io/investors?hsLang=en) # How do I fund my investment from a bank outside the US? ## If your money is in a bank account outside the US, you can send it through Wise or by international wire. Here is what to enter for each and what to do if a transfer stalls. All investments on Sydecar are funded in US dollars. On your investment page, click "Fund" and select "Wise Transfer" to see the details for sending from a bank outside the US. If your bank can send a standard US wire (many Canadian banks can, for example), use "US Wire" instead. See[How do I fund my investment?](https://help.sydecar.io/how-do-i-fund-my-investment?hsLang=en) ### ![](https://help.sydecar.io/hs-fs/hubfs/undefined-Oct-15-2026-03-24-15-9570-PM.png?width=688&height=1340&name=undefined-Oct-15-2026-03-24-15-9570-PM.png) ### **Before you send** - **Use an account in your name.** Money must come from an account held by you or your investing entity. If anyone else will send money for you, contact operations@sydecar.io before they do. - **Check that your bank sends US dollars to the US.** Some banks block outgoing USD transfers. Ask before you start so your deadline is not at risk. - **Check your country.** Sydecar cannot accept money from some countries, and others need extra review before you send. If you are unsure, contact operations@sydecar.io first. ### **Option 1: Send with Wise** Wise converts your money and pays it in US dollars as a domestic US payment. It is usually the faster option. Sydecar is not partnered with Wise; you need your own Wise account. When you add Sydecar as a recipient in Wise: - **Name and address:** enter the beneficiary name and address exactly as shown on your instructions. - **Account number:** use the account number on your instructions. It is unique to your investment. - **Routing number:** use the 9-digit ABA routing number. Wise does not use the SWIFT code for US accounts. - **Amount:** set Wise's "Recipient gets" amount to your commitment in US dollars, so Wise fees are added on top rather than taken out. - **Reference (optional):** the full legal name of the SPV. Wise sometimes holds a transfer to verify your identity, which can add a business day or more. Questions about your Wise account, verification or currency conversion go to Wise support. Keep your Wise receipt and transfer number. ### **Option 2: Send an international wire** Give your bank the details from your instructions exactly as shown: - **Beneficiary name, address and bank.** The beneficiary bank is Sydecar's banking partner. - **Account number.** The account number on your instructions, unique to your investment. - **SWIFT/BIC.** 8 or 11 letters and numbers. Do not enter the 9-digit routing number in the SWIFT field. - **Fees.** Ask your bank to charge all fees to you (often called "OUR"). Fees taken out along the way can leave you short of your commitment. - **Reference.** The full legal name of the SPV. If your bank asks for intermediary or correspondent bank details, contact operations@sydecar.io before you send. Wires sent without them can be returned. International wires usually take longer than domestic ones because they pass through an intermediary bank. Ask your bank for the wire's UETR, a 32-character tracking reference. It is often missing from the receipt, so you may need to request it. ### **After you send** Click "I've sent the wire" on your instructions page. Your investment counts as funded once the money arrives in your deal's account. **My transfer has not arrived and my deal is closing soon. What should I do?** Contact operations@sydecar.io with your tracking reference: the UETR for a wire, or the Wise receipt and transfer number. Do not send a second payment. **My transfer was returned. Should I send it again?** Not yet. Contact operations@sydecar.io with your tracking reference and wait until we confirm the details before you resend. Return reasons from banks are often vague, so check with us rather than retrying. Switching to Wise is sometimes the fastest way through. **Fees took some of my money and I am partly funded. What now?** The rest is still due. Send the remaining balance, or ask your deal lead whether your commitment can be adjusted to the amount that arrived. **I sent more than my commitment. How do I get it back?** The difference is refunded after your deal closes, once you have payment instructions on your profile. Investors outside the US receive refunds by wire. See[How do I add Payment Instructions to Sydecar?](https://help.sydecar.io/how-do-i-add-payment-instructions-to-sydecar?hsLang=en) If you want a refund to a Wise account, check that your Wise US dollar details accept incoming wires. **Does Sydecar withhold tax from non-US investors?** Sydecar does not give tax advice. See[What is Form W-8 and does it apply to me?](https://help.sydecar.io/what-is-form-w-8-and-does-it-apply-to-me?hsLang=en) and talk to your own tax advisor. Need help? Contact operations@sydecar.io with questions about funding from outside the US. This article describes how funding from outside the US works on Sydecar and does not constitute legal or tax advice. - [Deal Leads](https://help.sydecar.io/deal-leads?hsLang=en#main-content) - [Onboarding & Profile Management](https://help.sydecar.io/deal-leads?hsLang=en#onboarding-profile-management) - [Setting up your SPV](https://help.sydecar.io/deal-leads?hsLang=en#setting-up-your-spv) - [Fundraising](https://help.sydecar.io/deal-leads?hsLang=en#fundraising) - [Closing / Post-Closing](https://help.sydecar.io/deal-leads?hsLang=en#closing-post-closing) - [Investors](https://help.sydecar.io/investors?hsLang=en#main-content) - [Onboarding & Profile Management](https://help.sydecar.io/investors?hsLang=en#onboarding-profile-management) - [Investing / Funding](https://help.sydecar.io/investors?hsLang=en#investing-funding) - [Post-Closing](https://help.sydecar.io/investors?hsLang=en#post-closing) - [FAQs](https://help.sydecar.io/faqs?hsLang=en#main-content) - [Compliance](https://help.sydecar.io/faqs?hsLang=en#compliance) - [SPV](https://help.sydecar.io/faqs?hsLang=en#spv) [![Sydecar\_Logo](https://help.sydecar.io/hubfs/Sydecar_Logo.svg "Sydecar_Logo")](https://sydecar.io/) © 2026 Sydecar, Inc.